Your super is an investment to help support you in the future. While you usually can't access it before you retire, super can be there for you if you need it early. You’ll need to meet certain conditions.
Severe financial hardship
If you’re experiencing severe financial hardship, you can apply to access some of your super. This can help pay for basic expenses to support you or your family. To apply you must have been on government income support for 26 weeks.
Compassionate grounds
You can apply to access your super early on compassionate grounds. This money can be used to cover:
- medical treatments
- disability support aids
- mortgage repayments, or
- funeral expenses
Leaving Australia
As a temporary resident working in Australia, you can withdraw your super when you leave.
First Home Super Saver scheme
Make extra contributions into your super and use it towards a first home deposit, through the First Home Super Saver scheme.